FAFSA: What It Is, And What It’s Not

© 2023 Career College of the Pacific. All Rights Reserved.

• “First Class Free” Program: Career College of the Pacific is delighted to extend our “First Class Free” Program to all students enrolling throughout the year. This limited-time offer, subject to change or termination without notice, allows students to participate in their initial class of the first five-week module at no charge, effectively providing a $1000 discount on tuition fees. The offer of a free computer system is separate and does not apply to this program.

  Students benefiting from the “First Class Free” Program are required to attend classes and submit assignments in a timely manner, or they face the risk of immediate dismissal from the college. This applies to all students, including those benefiting from third-party tuition assistance programs such as PACT or the American Job Center Hawai’i.

  For any further inquiries, please contact our business office directly at [email protected].

• Students applying through the American Job Center Hawai’i are not eligible for simultaneous enrollment and attendance. In order to qualify, students must first be placed on a deferred start if they opt to apply for AJCH funds.

• PersonAbility™ is a registered trademark of the National Healthcare Association.

• Income specifications are based on the median average salary for the State of Hawai’i as defined by the Bureau of Labor Statistics, as cited on the Allied Health Schools website. Program pricing applies solely to individual programs.

• CompTIA is a registered trademark of CompTIA, with training programs commencing in late 2023.

• Program costs, taxes, and other fees are subject to change without notice at the time of publication. For the most current information, please consult with your admissions advisor.

• Interest is calculated at a rate of 19% monthly, in addition to the balance of outstanding funds over the duration of the program, and is subject to change without notice.

• The Career College of the Pacific assists students with computer discount programs and, in certain cases, offers students the use of college-owned computers during their enrollment. These computers remain the property of the Career College of the Pacific until the student’s graduation. Students who withdraw, drop out, or fail to complete the program are obligated to return the computer system within 10 days. Failure to do so will result in the system’s cost being deducted from any refund due.

• The maximum number of billing and coding certifications is two, and CompTIA is four. The college covers the cost of a single certification exam, as outlined in the student catalog. The monthly payment estimates provided are examples and do not represent actual monthly costs. The estimates are based on average calculations for students with poor to medium credit scores and are derived from total tuition costs. The actual cost may vary once the third-party finance company has conducted a credit check and taken other factors into account. Pricing is subject to change without notice, and all monthly pricing is based on examples and not actual students. The Career College of the Pacific makes no guarantees regarding any monthly payment, is not obligated to provide one, and the student agrees to assume all risks associated with third-party financing.

• Computer Loan Program for Eligible Students at Career College of the Pacific

  1. Objective: The aim of this policy is to support eligible students at Career College of the Pacific by providing a computer system on loan. This initiative is designed to assist students with their academic studies. The computer system remains the property of Career College of the Pacific until the student graduates and meets all academic and financial obligations.

  2. Eligibility Criteria: To be eligible for this program, students must meet certain income criteria. Specifically, the household income of the student should not exceed 130% of the Federal Poverty Guideline amounts for Hawaii. The specific income limits based on household size are as follows:

  • For a 1-member household: $20,319
  • For a 2-member household: $27,378
  • For a 3-member household: $34,437
  • For a 4-member household: $41,496

  3. Application Process: Students interested in this program should request a computer system from their admissions counselor. To support their request, students must provide documentation that verifies their income and household size. This should include a copy of their most recent tax return.

  4. Terms and Conditions of Use:

  • The computer system, provided on loan, remains the property of Career College of the Pacific and should be primarily used for educational purposes related to the student’s studies at Career College of the Pacific.
  • Students are required to maintain the computer system in good working order.
  • In case of damage or loss, students will be responsible for the cost of repair or replacement.
  • Improper use of the computer system may lead to the termination of the loan agreement.

  
  5. Completion of Loan: Upon graduation and completion of all academic and financial obligations to Career College of the Pacific, the ownership of the computer system will be transferred to the student.

  6. Non-compliance: Failure to comply with the terms and conditions of this policy may lead to the termination of the loan agreement, and the student will be required to return the computer system immediately to Career College of the Pacific. If a student fails to return the computer system at their own expense, collection action may be initiated against the student. This includes all court and legal fees associated with the collection process.